Owning or living in a trailer is usually more affordable than living in a house. Even so, there will still be repairs that are needed no matter what type of place you live in. Over time, things break due to wear and tear, and there will be a need for repairs. Single mothers may find that they are financially challenged and have difficulty being able to pay for trailer repairs. There are some programs that provide help for repairing a trailer of a single mother and others who are financially challenged.
Some of the most common trailer repairs that people will experience include roofing repairs, siding repairs, and repairs to the underside. The underside repairs can include such things as duct work, water pipes, insulation, etc. No matter what type of repair it is that the trailer may need, it can usually lead to other issues if it’s not fixed. This makes it vital that repairs are done, if only to keep things from getting worse and leading to more problems.
Those who are financially challenged may need help paying for the repairs to their trailer. This is especially true for single mothers, who may only have one income source and more bills to pay on their own. Getting financial help paying for the trailer repairs is important. Below you will find some options when it comes to getting help for repairing the trailer. Reach out to all those you feel qualified for or that make sense for your particular situation.
Help for Repairing a Trailer of a Single Mother
Housing and Urban Development (HUD) – The federal government offers the largest program for helping people with any type of housing issues. They provide help with paying for the rent, locating affordable housing, and paying for necessary repairs. If the trailer repair you need done is something that is necessary then there is a chance you could get help through HUD to pay for it. They will help pay for things like heating and cooling systems, plumbing, and weatherization services. Every state has a HUD office, so you need to contact the one in your state to inquire about getting help with trailer repairs. To qualify for help through their programs you have to have a low income and be a citizen or legal non-citizen. To get more information and find the HUD office in your state, click here.
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++ Popular grants for single mothers
- $16,000 Grant from Soroptimist International
- $27,000 Grant from The Amber Foundation
- $500 from Artist Grant
- $4000 SMART Grant from the Federal Government
- $1,000 Kickass Single Mom Grant from Wealthy Single Mommy
- $1000 Cash Grant from Idea Cafe
- $7,500 Grant from Halstead
- $5,000 from the Wal-Mart Foundation’s Community Grant Program
- Up to $50,000 from the The Andy Warhol Foundation for the Visual Arts
- Up to $5,900 from the Federal Government’s Pell Grant
United States Department of Agriculture (USDA) – This federal agency offers help paying for housing repairs, including for trailers. Their assistance is through the Section 504 Home Repair program. To qualify for the help you have to have a low income. They will help pay for repairs to improve or modernize your trailer or house. To qualify, you have to be the person who owns the unit, be unable to afford a loan for the repairs, and meet the low income requirements. The maximum loan amount that they provide is $40,000 and the maximum grant that they offer is $10,000. You can combine the two in order to receive $50,000. Loans have a low interest and do have to be paid back over time. Grants do not have to be paid back. To get more information or apply for help, click here.
211 – This organization focuses on providing people with access to local resources that they can turn to when they need help. They have information about local programs that may not even be found online. If you call them or visit their website to contact them, and tell them what type of help you need, they will give you information about local resources that may be able to help. The program helps people around the country. To get more information about the 211 program click here.
Habitat for Humanity – This organization helps those in need with their housing issues. They may be able to help a single mother who needs help with paying for trailer repairs. They have a Home Preservation program, which provides home repair services to people who have a low income. The program uses all volunteer labor for the home repairs. Some of the repairs are done for free, while others they do charge a fee for. If you are charged a fee for the repairs they will give you a low interest loan that needs to be paid back. To get more information about their services or apply for them, click here.
Housing Authority – Each state has housing authorities, as do many counties, across the country. You can contact your local housing authority to inquire about getting help for repairing your trailer. They often know about grant programs that they can provide you access to or information about. The grant programs will help with repairs and paying housing bills. They are a good resource for anything to do with housing. To find the housing authority offices in your state or that are close to you, click here.
Salvation Army – This organization helps with a wide variety of things that people need. They have thousands of locations around the country. You can contact one that is close to you to inquire about getting help paying for necessary trailer repairs. They should be able to provide you with help or refer you to a local place that can, because they often partner with other helpful organizations. To get more information and find a location near you, click here.
Catholic Charities – Similar to the Salvation Army, this faith-based organization has thousands of locations around the country. They provide helpful services to those who have a low income and are in need of assistance. They may be able to provide help or referrals regarding trailer repairs for a single mother. To get more information or find a location near you, click here.
In addition to these resources check with your local churches. They are always a good place to contact for help. They usually have programs in place that help people in the community. They should be able to help or provide a referral to a local place that can.
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