Housing Assistance for Single Mothers in Louisiana

The state of Louisiana has one of the highest poverty rates in the country, which means many people struggle financially. When single mothers struggle financially they may not have enough money to pay for their housing needs. Especially with having children it is important that they know where to turn to get help so they keep a roof over their heads. There programs that offer housing assistance for single mothers in Louisiana that may be able to help during difficult times.

Whether single mothers need housing assistance for one or two months or they need it ongoing, there are options available. There are programs they can turn to that may give them the help they need. Most programs have low income requirements that you will need to meet, and they do require that you be a legal resident of the state in most cases. If you are not a legal citizen you may still be able to get housing assistance through shelters and churches.

Most programs provide free help and do not expect you to ever pay it back. There are some rare cases where you may be given a low interest loan and that will have to be paid back. The loans are usually only to help you buy a home and you will know that is what is expected prior to entering into the agreement. You can apply for as many programs below that you feel qualified for, so you can see which ones you can get assistance through.

Programs Offering Housing Assistance in Louisiana

Housing and Urban Development (HUD) – This federal agency is the largest provider of housing assistance programs around the country. Each year, they help single mothers and others who qualify with housing assistance issues. They have offices in every state, including in Louisiana. HUD offers programs that will provide you with a place to live, as well as programs that will provide rental assistance when you live in the housing of your choice. They can also help people find affordable housing in the area of the state that they live in, help pay for necessary home repairs, and provide weatherization services. The weatherization services will make the home more energy efficient, which will reduce monthly utility bills. To qualify for assistance through HUD, you have to be a legal resident and have a low income. They have programs that help both renters and buyers alike. To get more information about HUD’s programs in Louisiana, click here.

United States Department of Agriculture (USDA) – This is an agency of the federal government that typically focuses only on agricultural issues in the country. They do also offer a housing program, which is called the rural development program. Through the rural development program, those who are qualified, may be able to get a loan or grant that can be used to live rurally in a home that they buy or build. To get help from this program you have to meet the low income requirements, be a legal resident, and be willing to live in a rural area of the state. Whether you get a loan or a grant all depends on your income level. To get more information about the rural development program in Louisiana, click here.

Louisiana Housing Authority – Every state has a housing authority, which is a state funded organization that is in charge of helping people with housing in that state. The Louisiana Housing Authority has a variety of programs to help people with housing assistance. Their programs are open to single mothers and others who have a financial need for help. They offer access to public housing, home ownership, rental opportunities, energy assistance, rental assistance programs, and more. To get more information about the programs they offer, click here.

211 – This organization provides a free referral service and anyone in the country can use it. All you have to do is call 211 and tell them you are a single mother who needs housing assistance. They will use their database to locate programs that are local to your area that they can refer you to. They can help with more than housing assistance, too. They can refer you to a variety of programs to help when you are experiencing financial challenges. To get more information about their program, click here.

Louisiana Housing Corporation – This government agency helps people with their housing needs, including by offering energy efficient housing leads, helping people buy homes, providing weatherization services, helping to pay utility bills, rental opportunities, and more. They also provide solutions for those who are homeless or at risk for becoming homeless. To get more information about their programs, click here.

EBRHA – This organization has a mission of helping people who need housing assistance in Louisiana. They can help people find affordable housing, and they have a program to help people become self sufficient. Their funding largely comes from donors who want to help people in the state who are struggling financially. They can also help with providing access to a rental assistance program that is called a housing voucher program. To get more information about the programs offered, click here.

Habitat for Humanity – There are 9 Habitat for Humanity offices in the state of Louisiana. Their mission is to help people with home ownership. If you can prove that you can afford the house payment once you have a house, then you may be able to get help through their program. You have to be willing to work with other volunteers to build your home. To get more information about the program, click here.

In addition to these programs be sure to contact your local churches. There are churches in every state and they often have programs in place to help people in their community are struggling. Let them know you are a single mother who needs housing assistance, and see if they can provide help or give you a local referral to places that can help with your current situation.

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