The cost of housing in South Dakota is around 6% lower than the national average. This means that people will find the housing costs more affordable. Despite that, there will still be people who struggle financially. The cost of everything has risen in recent years, leading people to feel the pinch when it comes to paying their bills. The good news is that there are programs that offer housing assistance for single mothers in South Dakota.
There are also many single mothers who may struggle financially, because they often have one income coming into the home. Single mothers need to know where to turn to if they need help paying for the bills, especially when it comes to housing. It is crucial that they keep a roof over the heads of their children. Knowing where to get housing assistance can make a world of difference, and keep people from becoming homeless.
Those who need help with paying for their housing or locating affordable housing options do have places they can turn to. The programs that are made possible are often through the federal and state government. Some national organizations also provide helpful programs for people to use when they are experiencing financial challenges. Some of the help is short term, while other programs are longer. To qualify, most programs require that you have a low income and are a citizen or legal non-citizen.
Programs Offering Housing Assistance in South Dakota
Housing and Urban Development (HUD) – This is an agency that is part of the federal government. The mission of this agency is to help reduce homelessness in the country. They have offices in every state, including South Dakota. Those who need help with their housing needs can contact HUD to see if they qualify for one of their programs. They have helpful programs for renters and homebuyers. They can help people find affordable housing in their area, and they will even help pay for some necessary home repair bills. Those who would like to reduce their monthly utility bills can take advantage of their free weatherization program, which will make the home more energy efficient and reduce the bills. They can provide people with a government owned housing unit through the Section 8 and public housing programs, and they can help with rental assistance programs. Homeowners who have fallen behind on their mortgage payments may be able to qualify for foreclosure avoidance. To get more information about the programs, click here.
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++ Popular grants for single mothers
- $16,000 Grant from Soroptimist International
- $27,000 Grant from The Amber Foundation
- $500 from Artist Grant
- $4000 SMART Grant from the Federal Government
- $1,000 Kickass Single Mom Grant from Wealthy Single Mommy
- $1000 Cash Grant from Idea Cafe
- $7,500 Grant from Halstead
- $5,000 from the Wal-Mart Foundation’s Community Grant Program
- Up to $50,000 from the The Andy Warhol Foundation for the Visual Arts
- Up to $5,900 from the Federal Government’s Pell Grant
211 – This is a free referral service that is available to anyone in the country. All you do is call the number and tell them where you live and what type of assistance you need. They will provide you with a list of programs that can help with your specific issue. To get more information about the service, click here.
United States Department of Agriculture (USDA) – This is a federal government agency that oversees the agricultural issues in the country. They also have a rural development program that provides people who qualify with housing assistance. The only catch is that you have to be willing to live in a rural area of the state. Those who qualify will be able to use funds provided to purchase or build a home in a rural part of South Dakota. Depending on your annual income level, you can either qualify for a loan or a grant. While loans will have to be paid back over time, the grants do not have to be paid back. To get more information about the rural development program, click here.
South Dakota Housing – This is a housing authority office that can help people in the state with their housing needs. They provide help with Section 8, security deposits, voucher programs, transitional housing, and emergency shelters. They also have programs to help homebuyers, including programs for first time buyers, down payment assistance, and a governor’s housing program. Through the governor’s housing program, people can get help purchasing an affordable home in the state of South Dakota. To get more information about the programs, click here.
GROW South Dakota Housing Programs – This organization provides programs to help single mothers and others with housing assistance. They provide help with finding affordable apartments, down payment assistance, emergency furnace repair, governor’s house program, home mortgage loans, weatherization services, and more. To get more information about the programs offered, click here.
Aberdeen Housing Authority – This is the housing authority office for those who live in the Aberdeen area. The programs they offer include Section 8, vouchers, family programs, programs for age 55 and up, and more. They can help you find affordable housing and provide you with a program to help pay the monthly rent. To get more information, click here.
Habitat for Humanity – This national organization has 10 office locations in the state of South Dakota. The organization is known for helping people to build their own home. If you are approved for the program you will work with a group of volunteers to help build your own home. To qualify for the program, you have to show that you can afford to have the home once it is built and you are living in it. This organization also has a chain of thrift stores were you can get affordable housing goods, including furniture, kitchen items, etc. To get more information and find the office near you, click here.
You have some additional resources in your local area that you can turn to get assistance or referrals to places that can help. These include your local city government office or housing authority office and churches. Most large cities have a housing authority, which can provide you with information about housing assistance and help you find affordable options. Additionally, churches have a mission of helping people in the community where they are located. Contact the churches in your area to see if they can provide housing assistance, help for single mothers, or if they can provide you with referrals to places that can.
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