Financial Help for Separated Mothers

Being separated can be challenging. Especially when it comes to being a mother, because you may find that you are now caring for the kids, have more responsibilities, and have less finances coming your way. This can make it difficult to obtain things like food, clothing, and pay bills. The good news is that there are programs that provided financial help for separated mothers and others with a low income.

Those who have a low income, including separated mothers, may find it difficult to get the bills paid. By tapping into some of the programs below you should be able to get your bills paid and ensure that your needs are being met. There is no limit to how many programs you can apply to or get help from at once, so be sure to contact all those that you feel qualified for.

Some programs will require you to show your income. This may become an issue if you tell them you are separated, but you are still legally married. They may try to use your combined income even though you tell them you are no longer together. Try to make the separation legal, so that you can still receive the financial help that you need. There are other programs where they will not ask for any kind of income verification or inquire into whether or not you are still legally married.

Programs Offering Financial Help for Separated Mothers

 211 – To get help in your local area you can reach out to this organization. They maintain a database of helpful programs around the nation. They can help you find a local program to help with most situations. You can call them by dialing 211 or visit their website. Let them know what kind of help you are in need of and they will search their database to find suitable matches that are in your local area. To get more information about their free service, click here.

Temporary Assistance for Needy Families (TANF) – This program is federally funded and will provide those who qualify with a cash benefit each month. The amount you receive is determined by how many dependents you have. There is a five year lifetime limit on being able to receive help through TANF. To qualify, you have to have a low income and be a citizen or legal non-citizen. The cash you receive each month can be used for a wide variety of living expenses, including paying bills, clothing, food, gas, transportation, etc. To get more information about the program, click here.

Supplemental Nutrition Assistance Program (SNAP) – This program provides help with food supplementation. Those who have a low income or are experiencing a financial challenge can get access to money to pay for their food. Those who are qualified for the program will receive a debit card that can be used to pay for the groceries each month. The government will electronically add funds to it each month. There is no limit to how long you can get help through SNAP. To qualify, you have to have a low income. The amount you get each month to pay for groceries depends on how many dependents you have in your family. To get more information about the program or apply, click here.

Low Income Home Energy Assistance Program (LIHEAP) – This program helps people pay for their monthly energy bills. To qualify for the assistance you have to meet the low income requirements and be the person who is responsible for paying the bill. The funds for the program are provided through a government block grant, which means that they receive a sum of money each year and when it is gone they have no more to give until the next year when they get more. If you qualify for the help they will pay your energy bill for you. There is no limit to how many times you can get help through this program. As long as you continue to meet the requirements you can get help. To get more information about the program, click here.

 Housing and Urban Development (HUD) – Separated and single mothers may need help with paying for housing and locating affordable housing options. HUD is a federal agency that can help with both of these. They help people in all 50 states, by helping to pay rent, providing weatherization services, paying for home repairs, and more. They will also help homeowners avoid foreclosure. They also have a Section 8 program, which provides those with a low income with a government owned place to live. To get more information contact the HUD office in your state. To find the one in your state, click here.

Catholic Charities – This organization can help separated mothers with obtaining free clothing, food, and other resources. They have thousands of locations around the country and help people in a variety of ways. They are a faith-based organization, but they don’t require you to be religious to receive help. To find a location near you to contact for help, click here.

Salvation Army – This is another organization that has thousands of locations around the country. They provide people who need help with free clothing, food, hot meals, shelters, and more. They also own thrift stores and have access to housing goods. They are also a religious-based organization, but they do not require you to be religious to receive help. To find a location near you, click here.

In addition to the above places, be sure to contact your local churches. Let them know you are a separated mother in need of financial assistance. Many churches have helpful programs that will provide people in the community with the assistance they need. They should be able to help you or provide a referral to a place that can help. They are often partnered with local charities and programs that can be helpful in your situation. Whether you need food, clothing, shelter, help paying bills, etc., they should be able to help.

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