Housing Assistance for Single Mothers in Pennsylvania

While the cost of housing in Pennsylvania is slightly lower than the rest of the country’s average, it has still gone up over the last few years. Many people are struggling financially and being able to pay for housing is one of the biggest issues they will face. Housing is expensive and often affordable housing options are hard to find. The good news is that there are programs that offer housing assistance for single mothers in Pennsylvania.

The programs that offer housing assistance programs that are available are usually funded through the federal and state government. There are also programs that are made possible through organizations. Combined, these programs provide numerous options for those who need housing assistance. They do usually require that you have a low income and be citizen or legal non-citizen. Those who are not legal citizens who need housing assistance may want to turn to organizations and churches that offer shelter programs.

Most programs provide free help that people can use to pay for their housing needs. The programs do not expect that you will have to pay back the money. In a few rare instances you may be given a loan that is used to purchase home. In those cases you will have to pay back the loan over time. Some of the programs that offer housing assistance also offer other free items, including food, clothing, and help with paying utility bills.

Programs Offering Housing Assistance in Pennsylvania

Housing and Urban Development (HUD) – This federal agency is the largest provider of housing assistance in the country. The mission of HUD is to help reduce homelessness in the country. To do so, they offer a variety of helpful programs for those in need, including single mothers who may be struggling financially. HUD owns properties that they allow people to live in through programs called Section 8 and public housing. They also offer rental assistance through voucher programs, where you can choose to live in any house you want and they help you pay the rent. They also help homebuyers who may be facing foreclosure. Some of the helpful programs they offer include helping to pay for necessary housing repairs and providing free weatherization services. To get more information about the programs offered through HUD, click here.

United States Department of Agriculture (USDA) – This government agency offers a housing assistance program for those who already live in rural areas of the state or are willing to. The rural development program will provide those who qualify with a loan or grant that is used to build or purchase a house in a rural area. Those who are given grants never have to pay it back, while loans are paid back over time. Which one you receive depends on your annual income level. This is a great program for single mothers who will live in rural areas of Pennsylvania and want to be homeowners. To get more information about the program, click here.

Pennsylvania Department of Human Services – This is a state government agency that provides helpful services for those in the community who are struggling financially. Single mothers who need housing assistance can apply for programs that will provide assistance. They offer access and referrals to rental assistance programs and help finding affordable housing options. They can also help you obtain other financial assistance program beyond housing. To get more information about the programs offered, click here.

211 – This is a number that single mothers can call to get referrals to helpful programs. All you have to do is call the number and tell them where you live and what type of assistance you need. They will use their database to find programs they can refer you to that can help with your situation. This is a free service that they offer around the country and it is open to anyone who needs assistance. To get more information about the program, click here.

United Ways of Pennsylvania – The United Way is a national organization that offers helpful programs for those who need financial assistance. You can contact one of the United Way offices in the state to get help with housing assistance, as well as other issues. They also offer transportation services, household goods and clothing, and mental health assistance. The housing assistance they provide includes low-cost and emergency housing, Section 8, homeless shelters, rental assistance, and maternity homes. To get more information and find an office near you, click here.

PA Housing Finance Agency – This organization offers housing assistance programs for Pennsylvania residents, including single mothers. They have programs for renters and homeowners. They have a short term program that offers assistance for homeowners. The financial assistance they provide is considered a loan, so it does have to be paid back over time. To get more information about the programs offered, click here.

Pennsylvania Homeowner Assistance Fund – This organization provides housing assistance for homeowners across the state. Those who are struggling to pay their mortgage can get short time assistance through this fund. They can help you avoid a foreclosure and sheriff sale. They can also help if you are facing having your utilities shut off. Single mothers can get financial assistance getting their mortgage paid, avoiding foreclosure, and paying the utility bills. To get more information about the programs offered, click here.

In addition to these programs you can contact your local government offices to inquire about any housing assistance programs in the area. They may be able to provide a referral to a local program. Also, contact local churches to see what helpful programs they offer. There are churches all around the state and most offer programs to help single mothers and others who may need financial assistance. They should be able to help you directly or provide you a referral to a local program that can help with your specific situation. Most churches want to help the people who live in their community, even if they do not attend their services on a regular basis.

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