Housing Assistance for Single Mothers in Virginia

Housing costs in the state of Virginia are slightly above the national average. However, people tend to pay more for utilities in the state, making it more difficult to cover the costs associated with housing. Many people experience financial challenges, especially single mothers, because they may only have one income coming into the home. It is important for them to know that there are programs that provide housing assistance for single mothers in Virginia.

Housing assistance programs can make the difference between becoming homeless and being able to maintain having your basic housing needs met. The programs typically provide free assistance that never has to be paid back. There are a few rare exceptions where they offer a loan that is used to purchase a home, and that will need to be paid back over time.

Most programs do require that you have to meet certain low income guidelines in order to be approved for assistance. They also often require that those applying be a citizen or legal non-citizen. There are shelter programs available through organizations and churches that will provide help to those who are not legal citizens. There is no limit to the number of programs you can apply to, so consider them closely and apply for all of the ones you feel qualified for.

Programs Providing Housing Assistance in Virginia

Housing and Urban Development (HUD) – This is the first place that most people should contact if they need housing assistance. HUD is a federal agency that offers locations around the country. The mission of this agency is to help reduce homelessness in the country. HUD offers a variety of programs that will help people who meet the low income requirements and are a citizen or a legal non-citizen. The programs include rental assistance, foreclosure avoidance, housing repair assistance, weatherization services, etc. The government also owns many housing units that they let people who qualify live in through programs called Section 8 and public housing. HUD can help most people with their housing needs, whether you need assistance finding affordable housing options, paying for your monthly rent, or getting your furnace repaired. They can also provide you with referrals to programs to help with things like paying utility bills. To get more information about the programs and apply, click here.

Virginia Housing – Every state has a housing authority office that is in charge of helping people in the state with housing assistance. This office provides the service for those who live in the state of Virginia and meet the qualifications. To get help through Virginia Housing, you have to meet the low income requirements and be a legal resident of the state. They provide a housing voucher program to help pay the rent, assistance paying the mortgage if you have fallen behind on it, and help locating affordable housing options. To get more information, click here.

211 – This number is provided by an organization that will help you with free referrals to helpful housing assistance programs. You can call the number and tell them where you live and that you are a single mother who needs housing assistance. They will look through their database to find programs in your local area that will provide help. To get more information about the organization, click here.

United States Department of Agriculture (USDA) – This organization is part of the federal government. They oversee agricultural issues in the country, but they also offer a rural development program that offers housing assistance. The program will provide a loan or grant to help people who qualify purchase a home in a rural area or have one built. Those who receive a grant will not have to pay it back, but those who receive a loan will have to pay it back over time. To get more information about the program, click here.

Habitat for Humanity – This is a national organization that has offices around the country. In the state over Virginia, they have 40 offices. Those who would like to own their own home, but do not have the money for a down payment, can apply for a program where you help build your own home. If approved for the program, you will physically help work on the house, along with a group of volunteers. They also have a chain of thrift stores called ReStore, which offers a wide range of household goods at low prices.  To get more information about the program and find one of their offices near you, click here.

City of Virginia Beach – Those who live in the Virginia Beach area can contact the city for housing assistance information. They offer access to a housing choice voucher program, which is rental assistance. They can also help you find additional housing assistance in the area. To get more information about the programs offered, click here.

United Ways of Virginia – This national organization has 23 offices in the state of Virginia. They provide a variety of helpful programs to those in the area who are struggling financially. Single mothers can contact them for help with housing assistance, as well as other helpful programs. To get more information, contact the office closest to you and ask what programs they offer in your area. To find the office near you, click here.

The programs listed above are good places to contact if you are a single mother who needs housing assistance in Virginia. You do also have other resources you can turn to, including churches. There are over 8,000 churches in the state, and most of them offer programs to help the people in the communities where they are located. You usually do not have to be a member of the church in order to receive help. Contact the churches in your area to inquire about any programs they may have to help with housing or that may be beneficial for single mothers who are struggling financially. They should be able to provide you direct assistance or provide you with referrals to local programs that can.

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