When people struggle to pay for their housing it can be a scary time. Keeping a roof over their heads is crucial. It’s especially scary when single mothers struggle financially, because they need to ensure that their children have a home. The good news is that there are programs that offer housing assistance for single mothers in Maine, as well as others who need financial assistance.
No matter what type of housing assistance single mothers may be in need of, there is a good chance that there is a program that can help. There are programs that will provide rental assistance, locate affordable housing units, and more. Most programs do require that you show your earnings statements, because the programs are for those who have a lower income. The programs are also usually open to those who are legal citizens of the country.
Most programs provide grants that are considered gifts to help people in need. There are rare programs that may give loans, which are used to purchase a home. While grants do not have to be paid back, loans do have to be paid back over time. Apply for any programs that you feel qualified for. The more you apply for the better position you will be in to ensure your basic housing needs are met.
Programs Offering Housing Assistance in Maine
Housing and Urban Development (HUD) – As the largest provider of housing assistance in the country, this federal government agency focuses on reducing homelessness. In an effort to do so, they provide housing assistance in the form of rental assistance programs, voucher programs, public housing options, and more. They can help people get a government owned housing unit to live in, or get help paying for the place they choose to live in. They also have programs to help pay for necessary home repairs, such as fixing the roof or heating unit, as well providing free weatherization services. The weatherization services helps to make the home more energy efficient, which will reduce energy bills. They do require that those who get help have a low income and be legal citizen or legal non-citizen. To get more information about the programs offered by HUD in Main, click here.
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++ Popular grants for single mothers
- $16,000 Grant from Soroptimist International
- $27,000 Grant from The Amber Foundation
- $500 from Artist Grant
- $4000 SMART Grant from the Federal Government
- $1,000 Kickass Single Mom Grant from Wealthy Single Mommy
- $1000 Cash Grant from Idea Cafe
- $7,500 Grant from Halstead
- $5,000 from the Wal-Mart Foundation’s Community Grant Program
- Up to $50,000 from the The Andy Warhol Foundation for the Visual Arts
- Up to $5,900 from the Federal Government’s Pell Grant
United States Department of Agriculture (USDA) – This federal agency offers a rural development program. The program helps those who will live rurally and who have a low income. If you meet the qualifications, you may be able to get a low interest loan or grant that is to be used on buying or building a home in a rural area of Maine. To get more information about the rural development program, click here.
211 – This free referral service helps people around the country, providing them with referrals to local programs that can help their situation. You can call 211 and let them know you are a single mother who needs housing assistance. They can use their database to provide you with referrals to programs in your area that can help. To get more information about the program, click here.
Habitat for Humanity – There is a chapter of Habitat for Humanity in Maine, which is an organization that helps people obtain a new house. Those who meet the income requirements may be able to get a new house. The person who gets the house has to work with a team of volunteers to help build it, which is something they call “sweat equity.” You have to be able to afford paying for the house once you are moved into it. To get more information about the program, click here.
Maine State Housing Authority – Every state has a housing authority office that is funded by state government. The purpose of the office is to help people in the state with their housing needs. They offer a variety of programs, such as homebuyer programs, home improvement programs, repair assistance, rental assistance, homeless assistance, energy and heating assistance, and more. The programs are open to everyone who is a legal resident of the state and have a low income. To get more information about what they offer, click here.
Maine Housing Search – This organization provides information and referrals to programs that will help single mothers in the state with housing assistance. They provide info for programs for children and families, older adults, and more. You can also use their site to locate affordable housing options. To get more information about the service they offer, click here.
United Ways of Maine – The United Way has several offices in the state of Maine. They help people with their housing needs. Single mothers can contact them to inquire about their programs and get referrals to other helpful housing assistance programs. To get more information and find a United Way in your area, click here.
Maine Subsidized Housing – Finding an affordable housing option in the state of Maine may be challenging for single mothers, but this state organization can help. They provide information about subsidized housing options throughout the state. There are properties listed around the state that offer subsidized housing, which is made more affordable because the government helps to keep it affordable. They can help you find affordable apartments, your local housing authority, etc. To get more information, click here.
In addition to the above programs you should contact your local churches. Even if you are not religious or do not attend church regularly, you can still likely get assistance through your local churches. They usually have programs that help people in need that live in the community where they are located. Reach out to them to see if they have programs that can help single mothers, or if they can refer you to places that can.
You can also contact your local government offices. By calling them, they should be able to tell you about any rental assistance programs in the area, as well as give you information about local affordable housing options. They usually have programs in place or can refer you to organizations in your area.
Have a question? Email us here anything that troubles you.
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