Housing Assistance for Single Mothers in West Virginia

The cost of housing in West Virginia has been steadily increasing over the past few years. This is causing a lot of concerns, because it means there are people who will struggle to pay for their rent. When people experience financial challenges being able to pay the rent may be difficult, because it is usually the largest bill someone pays. The good news is that there are programs offering housing assistance for single mothers in West Virginia.

Single mothers are more susceptible to experiencing financial challenges when it comes to paying the rent, because they often have only one income coming in each month. This leads to financially challenging situations that may put housing at risk. In order to have basic housing needs met, it is important that single mothers know where to turn for assistance. Being able to turn to programs for help can keep the family from becoming homeless.

Housing assistance programs are usually provided through the federal and state government. There are also some organizations that offer programs that will help people with their housing needs. The qualifications for most programs include meet the low income guidelines and being a citizen or legal non-citizen. Only if you receive a loan will have to be concerned with paying it back. The vast majority of assistance is in the form of a grant, which does not have to be paid back.

Programs Offering Housing Assistance in West Virginia

Housing and Urban Development (HUD) – One of the first places that single mothers should contact if they need housing assistance is this agency. HUD is part of the federal government and they have a mission of helping to reduce homelessness in the country. They have offices in every state, including West Virginia. HUD has programs in place to help people who are at risk for becoming homeless or need help finding affordable housing options. Renters who qualify for help can get public housing, Section 8, rent payment assistance, and more. Homeowners who have fallen behind on their mortgage may be able to get help avoiding foreclosure, and they can get help with necessary home repair costs. HUD also offers free weatherization services, which is a process that will make your home more energy efficient, thus reducing your monthly utility bills. To qualify for HUD programs, you have to have a low income and be a citizen or legal non-citizen. To get more information about the programs offered or apply for them, click here.

United States Department of Agriculture (USDA) – The rural development program offered through this federal agency is a housing assistance program that helps people become homeowners. The rural development program encourages people to live in rural areas of West Virginia. Those who are willing to do so, or who already do, may be given a loan or grant that is used to buy or build a home. Whether you get a grant or loan will be determined after they review your income level. Grants do not have to be paid back, while loans are paid back monthly over time. To get more information about the program, click here.

211 – This is a number you can call to get referrals to helpful programs in your area. By calling the number you can find leads to programs that will help with your specific issues. The referral service is free and offered by a national organization. To get more information about the program, click here.

Huntington West Virginia Housing Authority – This is a housing authority that serves those who live in the Huntington area. A housing authority office will have a variety of programs offered to help people with housing that live in that area. This office offers a voucher service, which is rental assistance, public housing, and Section 8, both of which are providing you with a government owned housing unit. To get more information about the programs offered, click here.

Randolph County Housing Authority – Single mothers who live in Randolph County can contact this state agency for help with housing needs. They provide help finding affordable housing options, Section 8, voucher rental assistance programs, and more. They also provide help for those who are homeless or are at risk for becoming homeless. To get more information about the programs, click here.

Office of the Governor – This is a state government office that provides access to housing assistance programs. They provide access to an affordable housing fund, help purchasing a home, mortgage assistance for those with a low income, and more. The governor’s office should have program information they can provide so you get referrals to leads in your area. To get more information about the programs offered, click here.

Habitat for Humanity – This national organization has nine offices in West Virginia. They offer a program that provides a path to home ownership. The program will help those who qualify build their own home, with the help of a group of volunteers. To qualify, you have to show you can afford the home once it has been built. They also offer a housing repairs assistance program for those who need help with getting repairs done. To get more information about the programs and find an office near you, click here.

In addition to the programs above, consider contacting your local city government office. They may be a great resource for finding local programs to help single mothers with housing assistance. The office should have information about any local programs that you can turn to when it need. Also, there are likely many churches in your area. You can contact churches to see if they offer any programs that would help single mothers. Some may help you directly, while others may be able to provide you with quality referrals to organizations in the area that can help. Churches have a mission of helping people in the community, including by providing shelters, free food, clothing, etc. You do not have to be a member of the church in order to get help from them.

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